I’m not sure how the HOA could deliver themselves so numerous rights over the people who owned homes in their area; Every one of us paid the taxes. Every one of us paid the mortgage. Every one of us did all the labor in our yards, however when I needed a current HVAC system, I was unsure if I wanted a traditional central heating & a/c, my hubby & I were talking about getting rid of the HVAC system & installing a mini cut ductless HVAC system, but he thought both of us should talk to the HOA before making any fluctuations, & I thought he lost his mind, but once again, I was wondering what right the HOA had to tell me what I could do with my home, then i was going to put the HVAC system into my beach condo that was right for our needs. I was tired of the rising prices of heating fuel. Every one of us couldn’t afford to pay our bills this winter, & it was warmer than usual. If both of us had sub-cold temperatures, both of us would have needed to let another bill sit, or cut back on food. I wanted an HVAC system that didn’t make us make a choice. What I truly hated about the HOA was that people truly thought they had to ask their permission. Every one of us decided to purchase the ductless HVAC system, & if the HOA didn’t love it, they would need to pay our utility bills. I was done with their tyranny & holier than thou attitude. I was saving energy, & the efficiency of the current HVAC system would save the environment. My hubby is still nervous about what they’ll say when the HVAC system gets installed next week.