I had been on the fence about replacing my oil furnace, however the device was over a decade old, but it was still heating my home when I needed it to. It wasn’t the most efficient, although I also wasn’t paying a fortune to heat my house, so I didn’t see the urgency to have it upgraded. The HVAC company consistently told me that I needed to consider replacing it with something new, although I just couldn’t stomach the price tag. I had the cash in my account for a modern one, although I hated to spend that much cash on one sitting for a piece of device that wasn’t even broken. Then, my HVAC company sent me an advertisement about a special they were running. They were offering a 12 month payment idea for all furnaces with 0% interest for one year. All I needed to do was fill out an approval form with the bank plus then once I was approved, I could order my oil furnace. This was exactly what I needed to order my modern oil furnace! I had the cash available to spend money for the entire oil furnace upfront, although I didn’t want to spend it all at once. The payment idea would let me gradually make payments without any interest for one year, however by the end of the year, I’d have all my payments made plus a brand modern oil furnace to enjoy. This was the best situation for me! I’m so cheerful the HVAC company sent me that advertisement because it was exactly what I needed. I wonder if they knew that’s what it would take to acquire my business?